Juliana Tardif Juliana Tardif

The Bank of Canada holds interest rates steady on December 6, 2023

We can all breathe a sigh of relief with today's interest rate update. The Bank of Canada has just announced that it will maintain the overnight target rate at 5%, marking the second consecutive decision to keep it steady. As a result, the Bank's lending prime rate will remain at 7.2%.

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Juliana Tardif Juliana Tardif

The Bank of Canada holds interest rates steady on October 25 2023

We can all breathe a sigh of relief with today's interest rate update. The Bank of Canada has just announced that it will maintain the overnight target rate at 5%, marking the second consecutive decision to keep it steady. As a result, the Bank's lending prime rate will remain at 7.2%.

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Juliana Tardif Juliana Tardif

Juliana Tardif

Meet Juliana Tardif - Your local Spruce Grove, mortgage broker. Contact me for all your mortgage needs.

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Juliana Tardif Juliana Tardif

The Great Mortgage Debate: Switching from Variable Rate to Fixed Rate

Switching from a variable rate to a fixed rate mortgage is a significant decision that should be carefully considered. While a variable rate mortgage offers the possibility of lower initial payments, a fixed rate mortgage provides stability and peace of mind, protecting you from market fluctuations. Ultimately, your decision should be based on your financial goals and risk tolerance. So, take the time to evaluate your options, seek expert advice, and make the choice that aligns with your long-term financial well-being.

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Juliana Tardif Juliana Tardif

Attention All Co-Signers

Your family member or friend just asked you the big question, “will you co-sign for me"?”

It’s a big question and as much as you REALLY want to help your family member or friend, what does co-signing really mean? How will it effect you and your financial situation?

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Juliana Tardif Juliana Tardif

Fixed VS Variable

One of the biggest decisions you will have when getting a mortgage - fixed or variable.

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